Company Purpose:

Our company purpose is to contribute to a responsible and sustainable economy by financing and advising clients according to the highest ethical standards.

Our employer promise is built around three pillars:

•    Being a great place to work

•    Committed to sustainability and having a positive impact

•    Being dedicated to the development of our people

Business Area

In the UK, Global Banking focuses on four main business areas: Corporate Clients Group, Capital Markets, Low Carbon Transition Group and Transaction Banking.

This role sits within Capital Markets, which is a platform designed to provide a fully integrated offer across debt and equity, and work closer with its issuer and investor clients.

The E&I team sits within the Real Assets EMEA department within Capital Markets, and has a leading position as adviser and arranger of limited recourse financing solutions across the EMEA region in the Infrastructure and Energy sectors. 

The team advises clients with respect to their debt financing needs, arranges and structures debt financing as mandated lead arranger, cross sells other products of the bank (including hedging and cash management solutions), acts as coverage for certain clients and monitors its exposure to transactions on its book. The team is located in Paris, Brussels and London (main hubs), with local teams in Milan and Madrid.

Within E&I, the Transaction team is in charge of execution and origination support for new deals, in close cooperation with the Sector teams (organised by sector) and the Credit Portfolio Management (CPM) team.

Job Purpose  

•    Assist the senior team members in the day-to-day business activities

•    Contribute to a variety of tasks allowing a general introduction to the business

Scope: Part of the Energy & Infrastructure Team within Real Assets, Capital Markets, covering EMEA / UK activities

Key Responsibilities

• Contribute on the day to day execution of deal activity across Energy & Infrastructure EMEA
• Ensure quality and timely preparation of all materials required for deal preparation 

Marketing and Origination Support

• Contribute to the preparation of screening memos, commercial proposals/pitches and, as applicable, research papers, preliminary financial modelling and debt sizing analysis
• Prepare presentations and pitches
• Perform background industry and company research, synthesising information from diverse sources
• Interact with internal parties in both marketing and execution
• Track developments in the market

Execution

• Develop or review / run financial models, prepare related deliverables and (as applicable) interact with the client on those aspects
• Actively contribute to the preparation of credit papers, information memoranda and certain due diligence aspects (in particular any model audit)
• Participate in legal aspects (notably those aspects of the term sheet and finance documentation related to the model)
• Assist in the KYC on-boarding process
• Challenge senior officers on both commercial and technical aspects of transactions
• Ensure handover of the responsibility for new deals to the Portfolio & Analytics team upon closing, in accordance with agreed guidelines

Regulation

• Ensure that all regulatory and commercial training is completed on time and refreshed as required
• Responsible for adherence to the Bank’s corporate policies, to its internal Compliance regulations as well as to appropriate external Regulators
• Comply with applicable laws, regulatory requirements, procedures, Group compliance standards, as well as with the 7 themes and the anti-corruption addendum of the Code of Conduct: Customers‘ interest, Financial Security, Market Integrity, Professional ethics, Respect for Persons, Group Protection, and Involvement within Society – and notably the completion of mandatory trainings in due time

Requirements

• A degree from a leading university with an excellent academic record; or equivalent work experience
• Previous experience within top tier investment bank or infrastructure fund and in similar business area
• Understand clients’ needs and provides a first level of answer within his/her perimeter of responsibilities
• Proven credit analysis experience and commercial knowledge of capital markets, including debt markets and E&I sectors
• Excellent quantitative and analytical skills
• Determination to learn and improve performance 
• Capacity to meet deadlines under pressure
• Circulate correctly and in a timely manner information to senior members
• Rigour and detail oriented, allowing to gradually increases level of autonomy and efficiency in production of models and analysis
• IT literacy in Microsoft Office
• Fluent in English, another European language would be beneficial
• Strong team player
• Creativity in suggesting adequate ways to solve issues
• Critical of own work / Professional reaction to positive and negative feed-back and use of this feed-back to improve
• Strong capacity to support and foster a culture of good conduct
• Demonstrate proactivity, transparency and accountability for identifying and managing conduct risks
• Consider the implications of your actions on colleagues, partners and clients before making decisions, and escalate issues to your manager when unsure

PLEASE NOTE

•    You may only apply to four Long Term Internships over the course of a year. These may be across any business area. 

•    Successful candidates for this long term internship will be considered for London ONLY.

•    Please discuss the available start dates with your interviewers.

Unsuccessful candidates’ CVs will be shared with other teams within BNP Paribas and considered for potentially suitable roles. In this way we hope to maximise opportunities for candidates and hiring teams. By submitting your CV for this role you agree to it being shared securely with other hiring teams within BNP Paribas for the relevant recruitment round.

Location: London

Duration: 11 months 

A bit more about why you should join us

1. We’re a great place to work

We aim for optimal work/life balance (depending on role, this includes hybrid working, flexible working and agile)

We are proud of our award-winning flexible benefits and health & wellbeing strategy. Our flexible benefits include:

•    Generous holiday allowance of at least 26 days (plus bank holidays) – with option to buy and sell holidays.

•    Valuable financial plans – a 12% non-contributory pension which has been moved to sustainable investments*, life assurance*, income protection and personal accident insurance.

•    Extensive wellbeing and mental health offering – one of the most advanced private medical schemes in the UK, dental cover, wellbeing app, Cognitive Behavioural Therapy support, subsidised gym memberships, bespoke health assessments including genetic testing, Private GP (including digital GP services to parents of employees), Employee Assistance Programme, menopause & fertility support (we are an accredited Menopause Friendly Employer), neurodiversity assessment and support.

•    Key onsite services and facilities in London – include physiotherapy, nutrition, massage therapy, physiology, mental health first aiders, seasonal flu vaccinations and free onsite fitness centre.

•    Plus, emergency back-up care for dependants, green car leasing, season ticket loan, and a range of other benefits.

* Subject to relevant caps

2. As the eurozone’s largest bank, we are committed to having a positive impact in the world.  

For example, we are committed to Net Zero in all of our financing and investment portfolios by 2050. By 2030, 80% of our energy production financing will be low carbon.

But impact for us means more than climate. It means empowering our people every day. Everyone gets four volunteering days each year – in 2023, we achieved over 18,000 hours of volunteering across the UK and reaching over 4,500 young people.

3. We believe in our people

We support our people to develop skills to adapt to the ever-evolving world of work and to prepare for the jobs of today and tomorrow. We do this through a comprehensive training offering, talent programmes, mentoring, career days and inhouse career tools.

We are proud of the number of our people who progress and secure new roles internally. In fact, in 2023, nearly half of our positions in UK CIB were filled internally. 

Investing in our people also means we have a collaborative and inclusive culture:

•    Direct feedback from our people shows that our internal culture sets us apart from our industry peers.

•    Each year, nearly 30,000 employees globally are involved in professional networks that play an active role in promoting Diversity and Inclusion within the Group. These include our:

•    Pride Network, Ability Network (which supports disabled employees), MixCity (gender equality network), Women in Global Markets, Women in Global Banking, Women in IT, Diversity Equity & Inclusion in Technology, Early Careers Network, Multicultural Network and Parents & Carers Network.

Equal Opportunities 

BNP Paribas is committed to providing a work environment that fosters diversity, inclusion, and equal employment opportunity without regard to age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity, race, religion or belief, sex or sexual orientation, or any other legally protected status.

Adjustments

We don’t want anyone to be disadvantaged in our recruitment processes, so if you have a disability or health condition which may mean that you’d benefit from some adjustments or additional support, please let us know as early in the process as possible.

#LI-Onsite 

Company purpose:

Our company purpose is to contribute to a responsible and sustainable economy by financing and advising clients according to the highest ethical standards.

Our employer promise is built around three pillars:

• Being a great place to work

• Committed to sustainability and having a positive impact

• Being dedicated to the development of our people

Business area

CIB ITO CCCO was created in 2019 to take over the permanent control framework responsibility covering all non-financial risks through ITO first line of defense in close collaboration with OPC Métiers and the second line of defense. CIB ITO CCCO also endorses ITO challenges of security, stability and quality in particular through Cybersecurity, Operational Resilience and Operational Risk Management Framework programs.

At CIB ITO, data is a strategic asset at the heart of the business operational activities. An increasing regulatory framework requires high quality standards, deep understanding of the business workflows, robust audit trails and advanced data infrastructures.

Job purpose

At CIB ITO, data is a strategic asset at the heart of the business operational activities. An increasing regulatory framework requires high quality standards, deep understanding of the business workflows, robust audit trails and advanced data infrastructures.

Part of Records and Regulatory Reporting Office (3RO), organize transaction regulatory reporting for GM and address its inherent risks as part of its first line of defense role.

The team is at crossroads between regulations and trade processing, and work on daily basis with business, IT, Ops and Compliance all at the same time.

Transaction regulatory reporting scope includes trade transparency, trade repository, money markets reports and transaction reporting for GM (including DEC)

The SFT regulatory reporting manager scope covers all regulations applicable to SFT product. It includes but not limited to,

•    SFTR EU and UK

•    SMMD

•    MMSR

•    SLATE

•    OFR

There are 2 mandates in the role:

1.    Front-run the SFT regulatory reporting team, providing hands-on experiences and expertise.

2.    intervene in autonomy in various situations, related to the good organization of the transaction regulatory reporting.

All responsibilities are extending across all GM and regions.

The candidate will follow the team organizations of work, procedures and support other members of the team less experienced in their areas of expertise.

Additional Details:

•    Deploy the strategy of 3RO/management and commit to its objectives

•    Tracking progress of the team and reports accordingly

•    Being able to influence others in ITO and GM business

•    Represents 3RO in various forums and committees.

•    Responsible for team governance and steering committee

Key responsibilities

•    Participate to market groups with peers (ISDA, AMAFI, FSA, etc…) and run continuous follow-up on market best practices

•    Interpret and transcribe regulations into Business Requirements Definitions (BRD) tailored to business workflows and data models including their respective descriptions.

•    Continuous improvements by categorising and documenting the diverse reporting schemas, improve their data quality, allowing audit trail, rapid interpretations, and better frame of work.

•    Records all events in management and audit tools according to their materiality

•    Manage regulators requests end-to-end. This includes:

o    Perform the analysis of the requests

o    liaise with business IT and/or Ops experts

o    draft detailed and quantified responses to the regulators with oversight from Compliance

o    Organise an action plan when required and coordinate it through delivery. The action plan can contain the follow-up of enhancement in the IT Regulatory reporting layer or through the broader IT Architecture, may be related to Operational processes and controls and may contain resubmission events.

•    Prepare material and interface with regulators on topics of transaction reporting in ad-hoc basis and quarterly, with the support of CCCO GM

•    Act as an escalation point for internal issues (LRR or APS/IT). This includes:

o    Help the teams with the analysis of issues would it require a deeper expertise

o    If considered material, coordinate and deliver an appropriate action plan as per above.

•    Manage the IT BoW priority and scope with a transversal angle

•    Act as an expert in Regulatory Reporting and provide guidance and help whenever requested to all GM partners (New business developments, prod incidents, GM projects, TAC/NAC etc….)

•    Actively participate in the delivery of major or complex regulatory reporting events such as Refit projects or new obligations, by:

o    Leading interpretation and document it as per above

o    Act as “Stream Leader” when requested and coordinate delivery/action plan as per above

•    Contribute to official internal committee preparation for its scope of responsibility (TRPP, ICC, local governance when relevant)

Requirements

•    Experience in leading team

•    Experience in regulatory interpretations

•    Experience within the financial services industry, both on business processes and regulatory environments.

•    Strong experience in project management and coordinating people across a wide organization spreading over multiple locations

•    Clear and concise written and oral communication skills

•    Attention to details

And of course, we expect all our colleagues to embody and practice the Group values (alignment with the Bank’s strategy, commitment, work ethic, integrity and Code of Conduct).

A bit more about why you should join us

1. We’re a great place to work

We aim for optimal work/life balance (depending on role, this includes hybrid working, flexible working and agile)

We are proud of our award-winning flexible benefits and health & wellbeing strategy. Our flexible benefits include:

• Generous holiday allowance of at least 26 days (plus bank holidays) – with option to buy and sell holidays.

• Valuable financial plans – a 12% non-contributory pension which has been moved to sustainable investments*, life assurance*, income protection and personal accident insurance.

• Extensive wellbeing and mental health offering – one of the most advanced private medical schemes in the UK, dental cover, wellbeing app, Cognitive Behavioural Therapy support, subsidised gym memberships, bespoke health assessments including genetic testing, Private GP (including digital GP services to parents of employees), Employee Assistance Programme, menopause & fertility support (we are an accredited Menopause Friendly Employer), neurodiversity assessment and support.

• Key onsite services and facilities in London – include physiotherapy, nutrition, massage therapy, physiology, mental health first aiders, seasonal flu vaccinations and free onsite fitness centre.

• Key onsite services and facilities in Scotland – include free monthly massage and yoga, mental health first aiders and seasonal flu vouchers.

• Plus, emergency back-up care for dependants, green car leasing, season ticket loan, and a range of other benefits.

* Subject to relevant caps

2. As the eurozone’s largest bank, we are committed to having a positive impact in the world.  

For example, we are committed to Net Zero in all of our financing and investment portfolios by 2050. By 2030, 80% of our energy production financing will be low carbon.

But impact for us means more than climate. It means empowering our people every day. Everyone gets four volunteering days each year – in 2023, we achieved over 18,000 hours of volunteering across the UK and reaching over 4,500 young people.

3. We believe in our people

We support our people to develop skills to adapt to the ever-evolving world of work and to prepare for the jobs of today and tomorrow. We do this through a comprehensive training offering, talent programmes, mentoring, career days and inhouse career tools.

We are proud of the number of our people who progress and secure new roles internally. In fact, in 2023, nearly half of our positions in UK CIB were filled internally. 

Investing in our people also means we have a collaborative and inclusive culture:

• Direct feedback from our people shows that our internal culture sets us apart from our industry peers.

• Each year, nearly 30,000 employees globally are involved in professional networks that play an active role in promoting Diversity and Inclusion within the Group. These include our:

Pride Network, Ability Network (which supports disabled employees), MixCity (gender equality network), Women in Global Markets, Women in Global Banking, Women in IT, Diversity Equity & Inclusion in Technology, Early Careers Network, Multicultural Network and Parents & Carers Network.

Equal opportunities

BNP Paribas is committed to providing a work environment that fosters diversity, inclusion, and equal employment opportunity without regard to age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity, race, religion or belief, sex or sexual orientation, or any other legally protected status.

Adjustments

We don’t want anyone to be disadvantaged in our recruitment processes, so if you have a disability or health condition which may mean that you’d benefit from some adjustments or additional support, please let us know as early in the process as possible.

#LI-Hybrid

Company purpose:

Our company purpose is to contribute to a responsible and sustainable economy by financing and advising clients according to the highest ethical standards.

Our employer promise is built around three pillars:

• Being a great place to work
• Committed to sustainability and having a positive impact
• Being dedicated to the development of our people

Business area

CIB ITO CCCO was created in 2019 to take over the permanent control framework responsibility covering all non-financial risks through ITO first line of defense in close collaboration with OPC Métiers and the second line of defense. CIB ITO CCCO also endorses ITO challenges of security, stability and quality in particular through Cybersecurity, Operational Resilience and Operational Risk Management Framework programs.

At CIB ITO, data is a strategic asset at the heart of the business operational activities. An increasing regulatory framework requires high quality standards, deep understanding of the business workflows, robust audit trails and advanced data infrastructures.

Job purpose 

Capital Market Initiatives (CMI), part of the Records and Regulatory Reporting Office (3RO), organize transaction regulatory reporting for GM and address its inherent risks as part of its first line of defense role.

The team is at crossroads between regulations and trade processing, and work on daily basis with business, IT, Ops and Compliance all at the same time.

Transaction regulatory reporting scope includes trade transparency, trade repository, money markets reports and transaction reporting for GM (including DEC)

The Regulatory Reporting Officer as a member of the CMI team, will intervene in autonomy and with expertise, in various situations described in the core accountability of the role section below, related to the good organization of the transaction regulatory reporting.

All responsibilities are extending across all GM and regions, covering a wide range of business activities, regulations and IT systems.

The Regulatory Reporting Officer follow the team organizations of work, procedures and support others members of the team less experienced in their areas of expertise.

Key responsibilities

• Participate to market groups with peers (ISDA, AMAFI, FSA, etc…) and run continuous follow-up on market best practices
• Interpret and transcribe regulations into Business Requirements Definitions (BRD) tailored to business workflows and data models including their respective descriptions.
• Continuous improvements by categorising and documenting the diverse reporting schemas, improve their data quality, allowing audit trail, rapid interpretations, and better frame of work.
• Records all events in management and audit tools according to their materiality
• Manage regulators requests end-to-end. This includes:
  • Perform the analysis of the requests
  • liaise with business IT and/or Ops experts
  • Draft detailed and quantified responses to the regulators with oversight from Compliance
  • Organise an action plan when required and coordinate it through delivery. The action plan can contain the follow-up of enhancement in the IT Regulatory reporting layer or through the broader IT Architecture, may be related to Operational processes and controls and may contain resubmission events.
• Prepare material and interface with regulators on topics of transaction reporting in ad-hoc basis and quarterly, with the support of CCCO GM
• Act as an escalation point for internal issues (LRR or APS/IT). This includes:
  •  Help the teams with the analysis of issues would it require a deeper expertise
  •  If considered material, coordinate and deliver an appropriate action plan as per above.
• Manage the IT BoW priority and scope with a transversal angle
• Act as an expert in Regulatory Reporting and provide guidance and help whenever requested to all GM partners (New business developments, prod incidents, GM projects, TAC/NAC etc….)
• Actively participate in the delivery of major or complex regulatory reporting events such as Refit projects or new obligations, by:
  • Leading interpretation and document it as per above
  • Act as “Stream Leader” when requested and coordinate delivery/action plan as per above
• Contribute to official internal committee preparation for its scope of responsibility (TRPP, ICC, local governance when relevant)

Requirements

•  Experience in regulatory interpretation
•  Experience within the financial services industry, both on business processes and regulatory environments.
• Strong experience in project management and coordinating people across a wide organization spreading over multiple locations
• Clear and concise written and oral communication skills
• Attention to details

And of course, we expect all our colleagues to embody and practice the Group values (alignment with the Bank’s strategy, commitment, work ethic, integrity and Code of Conduct).

A bit more about why you should join us

1. We’re a great place to work

We aim for optimal work/life balance (depending on role, this includes hybrid working, flexible working and agile)

We are proud of our award-winning flexible benefits and health & wellbeing strategy. Our flexible benefits include:

• Generous holiday allowance of at least 26 days (plus bank holidays) – with option to buy and sell holidays.
• Valuable financial plans – a 12% non-contributory pension which has been moved to sustainable investments*, life assurance*, income protection and personal accident insurance.
• Extensive wellbeing and mental health offering – one of the most advanced private medical schemes in the UK, dental cover, wellbeing app, Cognitive Behavioural Therapy support, subsidised gym memberships, bespoke health assessments including genetic testing, Private GP (including digital GP services to parents of employees), Employee Assistance Programme, menopause & fertility support (we are an accredited Menopause Friendly Employer), neurodiversity assessment and support.
• Key onsite services and facilities in London – include physiotherapy, nutrition, massage therapy, physiology, mental health first aiders, seasonal flu vaccinations and free onsite fitness centre.
• Plus, emergency back-up care for dependants, green car leasing, season ticket loan, and a range of other benefits.

* Subject to relevant caps

2. As the eurozone’s largest bank, we are committed to having a positive impact in the world.  

For example, we are committed to Net Zero in all of our financing and investment portfolios by 2050. By 2030, 80% of our energy production financing will be low carbon.

But impact for us means more than climate. It means empowering our people every day. Everyone gets four volunteering days each year – in 2023, we achieved over 18,000 hours of volunteering across the UK and reaching over 4,500 young people.

3. We believe in our people

We support our people to develop skills to adapt to the ever-evolving world of work and to prepare for the jobs of today and tomorrow. We do this through a comprehensive training offering, talent programmes, mentoring, career days and inhouse career tools.

We are proud of the number of our people who progress and secure new roles internally. In fact, in 2023, nearly half of our positions in UK CIB were filled internally. 

Investing in our people also means we have a collaborative and inclusive culture:

• Direct feedback from our people shows that our internal culture sets us apart from our industry peers.
• Each year, nearly 30,000 employees globally are involved in professional networks that play an active role in promoting Diversity and Inclusion within the Group. These include our:

Pride Network, Ability Network (which supports disabled employees), MixCity (gender equality network), Women in Global Markets, Women in Global Banking, Women in IT, Diversity Equity & Inclusion in Technology, Early Careers Network, Multicultural Network and Parents & Carers Network.

Equal opportunities 

BNP Paribas is committed to providing a work environment that fosters diversity, inclusion, and equal employment opportunity without regard to age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity, race, religion or belief, sex or sexual orientation, or any other legally protected status.

Adjustments

We don’t want anyone to be disadvantaged in our recruitment processes, so if you have a disability or health condition which may mean that you’d benefit from some adjustments or additional support, please let us know as early in the process as possible.

#LI-Hybrid

The role

As a proactive member of the Marketing & Communications team, this role will work closely with the Head of Marketing & Communications and the Head of Communications to drive a vibrant, digital-first programme of employee communications and social events for BNP Paribas Real Estate and Strutt & Parker. Using innovative platforms and tools, you will help create compelling content and experiences that connect and inspire colleagues, ensuring our communications are dynamic, engaging and accessible across all internal channels.

Delivery of Key projects: 

•    Editorial responsibility for the weekly In The Know newsletter, organising editorial calendar, liaising with contributors and sourcing news from around the company, 

•    Editorial responsibility for the intranet (Echonet), ensuring the homepage is regularly updated with key news from across the business and liaising with contributors.

•    Support the Head of Marcomms /Communications in delivering our Leadership communications programme including Town Halls. This will involve sourcing key information from business leaders, messaging for the ExCom, accompanying presentation material and cascading information via internal channels i.e. OFFICE 365 Teams Townhall

•    Designing vibrant and engaging HTML emails for HR and L&D campaigns that motivate employees and drive engagement.

•    Play a key role in bringing our employee social events to life in London and Birmingham, including managing an all-day sports event on 8 May in Richmond, London. Get ready to help create memorable experiences that spark connection and a true sense of community.

•    Join and work with the Charity Committee to deliver their communications.

•    Support the Head of Marcomms /Communications in delivering employee communications campaigns for Business Line Strategies and the ED&I programme, Building Belonging.

•    Draft Social Media posts for Senior Leaders in support of People Initiatives.

•    Maintain dashboards and actively contribute to monthly analytics reports that showcase ROI and SLA metrics across all employee communications initiatives.

Day to Day

•    Experience of working in an employee communications role within a professional services/consultancy business.

•    A willingness to provide cover out of hours and manage events when necessary.

•    Knowledge of a multi-channel internal communications infrastructure

•    Experience in delivering omnichannel digital marketing and virtual events 

•    Experience in delivering detailed performance analysis and ability to carry out testing to ensure the continued effectiveness of communication campaigns and channels.

•    An ability to work closely with other members of the marketing and communications team to support the broader company strategy.

•    Key stakeholders will include: CEO, COO, Head of HR, key contacts at BNP Paribas Group UK and France. 

Essential Skills and Experience

Brilliant people skills, a knack for teamwork, and supercharged organisational and project management abilities are your secret weapons in this role. We’re after someone who thrives in a fast-paced environment, can juggle deadlines, and enjoys rubbing shoulders with senior leadership—all while bringing energy and a positive vibe to the team.

•    Super organised

•    A highly visible member of the team with excellent social skills and sense of fun.

•    A creative eye and a flair for writing

•    Ability to multi-task as well as prioritise workload 

•    Digital and social savvy

•    Educated to degree level or equivalent experience in this field

Job Title: Risk Manager – Partner Finance

Location: Solihull; a flexible hybrid working model which supports you as well as enabling you to work collaboratively with your colleagues 

Hours: Full time, Permanent

______________________________________________  

A bit about us: 

At BNP Paribas Personal Finance, we are proud to be part of a global banking group. Our mission is simple: to provide straightforward consumer finance solutions that empower customers to make responsible financial decisions. We partner with some of the UK’s most well-known retailers and brands to help their customers finance purchases in a responsible way.

The Role:

Take ownership of the Portfolio Management risk area. Provide Bad Debt forecasts for pricing or loss calculations for month end reporting and budgetary processes to help with portfolio management. BNP Paribas Personal Finance provides credit facilities for a variety of clients. This challenging role helps the business manage and understand the bad debt dynamics of the business for the various products, providing insights into any variances and detrimental customer behaviours.

Key Responsibilities: 

• Understand the high level ‘health’ of the portfolio against internal and external benchmark levels and summarise Credit risk trends for monthly MI packs 
• Manage the exposure across the portfolio ensuring we have the necessary controls in place to minimise risk 
• Deal rapidly with any issues that may have a detrimental effect on the relationship with key retailers 
• Identify areas of cost reduction, service and process improvements that will result in adding value to the business whilst treating customers fairly 
• Take ownership of the Partner Revenue Committee actions from a Risk perspective 
• Liaise with Finance and Marketing teams to deliver analysis to aid business decisions on new strategy

Skills & Attributes:

• Experience in SAS Base / SQL or similar programming language 
• Complete understanding of the consumer risk lifecycle 
• Very good knowledge of credit bureau data and products
• Prior knowledge of scorecard development and monitoring. Experience in forecasting would be beneficial. 
• Ability to generate ideas to challenge existing business practices 
• Very strong analytical background to be able to set relevant analysis to answer questions

What’s in it for you?

Joining BNP Paribas Personal Finance means becoming part of a Top Employer UK dedicated to making a difference to the lives of our customers. Along with a fulfilling career, you’ll be able to enjoy a benefits package which you can tailor to your lifestyle and needs, with key highlights including; 

• Competitive salary and a contributory pension scheme
• Access to our Health Cash Plan Scheme
• A multi-award-winning flexible benefits platform offering life insurance, private medical insurance, or lifestyle benefits that include discounts on dining, cinema, and days out
• The opportunity to buy and sell holidays, giving you even more control over your work-life balance

Could this be you? 

Making a positive impact is at the heart of everything we do – whether for our colleagues, customers, partners, or the community. We live by our values: We’re positive, we’re brave, and we own it. We believe a positive attitude and a passion for making things happen matter most. Don’t let confidence hold you back – there’s no such thing as a ‘perfect’ candidate. If you meet 75% of the requirements for this role, we want to hear from you! Whether you’re considering a career change or exploring a sector jump, we welcome applicants with transferable skills.

Apply now to express your interest and discover how you can make a meaningful contribution to our dynamic team.

To learn more about careers at BNP Paribas Personal Finance UK, visit our website: https://www.bnpparibas-pf.co.uk/careers.

Equal Opportunities Disclaimer

BNP Paribas Personal Finance promotes equality of opportunity and is committed to ensure that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity, race, religion or belief, sex or sexual orientation.

BNP Paribas is the European Union’s leading bank and a key player in international banking. We operate in 65 countries and employ 190,000 people, including nearly 145,000 in Europe. Our Group holds key positions in its three main fields of activity: Commercial, Personal Banking & Services; Investment & Protection Services; and Corporate & Institutional Banking (CIB) for corporate and institutional clients.

BNP Paribas’ CIB UK Legal department is a dynamic and integral part of the bank’s activities, providing expert legal advice and support across a wide range of activities. Our teams work closely with the business on transactional, advisory and governance matters and on disputes. It is led by dedicated professionals who ensure that the bank’s interests are protected while adhering to the highest legal, regulatory and ethical standards. The department is involved in various initiatives, including work experience programs, diversity and inclusion efforts, and legal technology advancements, reflecting its commitment to excellence, innovation and efficiency in the legal field.

Company purpose:

Our company purpose is to contribute to a responsible and sustainable economy by financing and advising clients according to the highest ethical standards.

Our employer promise is built around three pillars:

• Being a great place to work

• Committed to sustainability and having a positive impact

• Being dedicated to the development of our people

Business area

The Master Agreements LEGAL team is part of the Derivatives Platform in LEGAL, assisting and advising business lines within the BNP Paribas Group (primarily Global Markets and Corporate Coverage) in relation to the negotiation and execution of Master Agreements, and related matters. The Derivatives Platform is an organisation within LEGAL comprising legal professionals providing legal advice and transactional support to the various business lines of the BNPP Group, as well as other LEGAL teams, Functions and various stakeholders in BNP Paribas.

Job Purpose

Purpose: 

The Master Agreements Legal Executive supports other more senior members of the Master Agreements team, including principally the Co-Heads of Master Agreements, Glasgow, in providing specialist legal and/or regulatory advice to the business in order to ensure that the business is supported, and able to achieve its objectives, by drafting, negotiating and completing Master Agreements, Terms of Business, EFET energy trading agreementsand other ad-hoc high volume matters, whilst effectively identifying and managing legal risk to varying degrees of complexity. 

The work undertaken by a Master Agreements Legal Executive will be a mix of primarily independent work (with regard to a large portfolio of contract negotiations across counterparty and contract types), and also assisting and supporting the work of other more senior members of the Master Agreements Legal team on more complex projects. 

Scope: UK role but may advise on negotiations across EMEA.

The Master Agreements Legal Executive role consists of drafting and negotiating Master Agreements,  assisting on projects, developing relationships with stakeholders and bank clients and undertaking tasks, upon demand, in order to assist and enable other more senior members of the Master Agreements team to provide high quality legal advice to the business.

Key Responsibilities

• Non-qualified lawyer, legal executive or paralegal accountable for providing, after requisite training, advice and support within Master Agreements in relation to a range of activities of the Master Agreements team. 
• Under the supervision of the Co-Heads of Master Agreements Glasgow or other more senior Master Agreements team members, as appropriate, drafts and negotiates terms, conducts research and provides advice and support to stakeholders in LEGAL and the business, including in relation to industry master agreements used for the documentation of OTC derivatives and SFTs (e.g. ISDA, CSA VM & IM, GMRA, GMSLA, EFET, Clearing, Guarantees, Terms of Business etc.), and deals with queries from other stakeholders within the Bank. 
• Keeps up to date with relevant legal and regulatory rules and procedures, and the internal policies of the Bank and correctly applies that knowledge in order to assist more senior members of the Master Agreements team in determining an appropriate course of action based on those guidelines.
• Responsible for delivery of output on their specifically assigned tasks, working to appropriate timelines, ensuring sufficient attention to detail and service quality.
• Uses best practices and experiences to assist more senior members of the Master Agreements team in identifying potential process improvements to ensure efficiency and effectiveness of the support provided personally and by the Master Agreements team, particularly in relation to legal risk management. 
• Works under own initiative but with readily available supervision and guidance to prioritise their workload and achieve their personal development and growth objectives within agreed timescales
• Collaborates with more senior professionals within the Master Agreements team on more complex tasks, such as default and enforcement advice, determining complex fund structures and recourse to assets in such funds, and helps conduct research on projects as directed.
• Builds internal working relationships with colleagues and more senior team members within Master Agreements to increase their knowledge of the Master Agreements Legal team and its role in helping to support and drive business performance.
• Builds external working relationships with client counterparts to identify efficiencies in relation to onboarding new clients and addressing common blocking points in regular negotiations.

Requirements

• Non-qualified lawyer or paralegal showing an interest in and willingness to learn more about derivatives and drafting, negotiation and completion of Master Agreements such as (without limitation) ISDA, CSA VM & IM, GMRA, GMSLA, EFET, Clearing, Guarantees, Terms of Business, Research Agreements etc.
• Typically requires an LLB and/or diploma in legal practice or university degree within a relevant subject as an indicator of an ability to understand and apply complex regulatory theoretical concepts, although this is not essential. May have progressed into the role via equivalent relevant experience. 
• A developing knowledge of the Bank, the industry, and its products / services.
• A strong personal focus on accuracy and attention to detail and able to prioritise workload based on shifting business needs.
• Good written and oral language skills
• Capable of working both autonomously (with senior support as required) as well as part of a cross-disciplinary team. 
• Skilled in the use of a range of standard computer software, e.g. Microsoft Office, email and any other relevant software used by the Master Agreements Legal team at the relevant time.

And of course, we expect all our colleagues to embody and practice the Group values (alignment with the Bank’s strategy, commitment, work ethic, integrity and Code of Conduct).

A bit more about why you should join us

1. We’re a great place to work

We aim for optimal work/life balance (depending on role, this includes hybrid working, flexible working and agile)

We are proud of our award-winning flexible benefits and health & wellbeing strategy. Our flexible benefits include:

• Generous holiday allowance of at least 26 days (plus bank holidays) – with option to buy and sell holidays.

• Valuable financial plans – a 12% non-contributory pension which has been moved to sustainable investments*, life assurance*, income protection and personal accident insurance.

• Extensive wellbeing and mental health offering – one of the most advanced private medical schemes in the UK, dental cover, wellbeing app, Cognitive Behavioural Therapy support, subsidised gym memberships, bespoke health assessments including genetic testing, Private GP (including digital GP services to parents of employees), Employee Assistance Programme, menopause & fertility support (we are an accredited Menopause Friendly Employer), neurodiversity assessment and support.

• Key onsite services and facilities in Scotland – include free monthly massage and yoga, mental health first aiders and seasonal flu vouchers.

• Plus, emergency back-up care for dependants, green car leasing, season ticket loan, and a range of other benefits.

* Subject to relevant caps

2. As the eurozone’s largest bank, we are committed to having a positive impact in the world.  

For example, we are committed to Net Zero in all of our financing and investment portfolios by 2050. By 2030, 80% of our energy production financing will be low carbon.

But impact for us means more than climate. It means empowering our people every day. Everyone gets four volunteering days each year – in 2023, we achieved over 18,000 hours of volunteering across the UK and reaching over 4,500 young people.

3. We believe in our people

We support our people to develop skills to adapt to the ever-evolving world of work and to prepare for the jobs of today and tomorrow. We do this through a comprehensive training offering, talent programmes, mentoring, career days and inhouse career tools.

We are proud of the number of our people who progress and secure new roles internally. In fact, in 2023, nearly half of our positions in UK CIB were filled internally. 

Investing in our people also means we have a collaborative and inclusive culture:

• Direct feedback from our people shows that our internal culture sets us apart from our industry peers.

• Each year, nearly 30,000 employees globally are involved in professional networks that play an active role in promoting Diversity and Inclusion within the Group. These include our:

Pride Network, Ability Network (which supports disabled employees), MixCity (gender equality network), Women in Global Markets, Women in Global Banking, Women in IT, Diversity Equity & Inclusion in Technology, Early Careers Network, Multicultural Network and Parents & Carers Network.

Equal opportunities 

BNP Paribas is committed to providing a work environment that fosters diversity, inclusion, and equal employment opportunity without regard to age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity, race, religion or belief, sex or sexual orientation, or any other legally protected status.

Adjustments

We don’t want anyone to be disadvantaged in our recruitment processes, so if you have a disability or health condition which may mean that you’d benefit from some adjustments or additional support, please let us know as early in the process as possible.

#LI-Hybrid

Head of Business Management

Location: Solihull; a flexible hybrid working model which supports you as well as enabling you to work collaboratively with your colleagues

Contract: Full-time, Permanent

About Us

At BNP Paribas Personal Finance, we’re part of a global banking group with a simple mission: to provide straightforward consumer finance solutions that help customers make responsible financial decisions. We partner with leading UK retailers and brands to support their customers finance purchases responsibly.

The Role

 Leading the operations strategic and continuous improvement programs and budget delivery, the Head of Business Management will support the Operational function in the investigation, design, prioritisation and delivery of transformation, whilst maintaining a laser focus on the budget. This will involve working strategically with senior executives in PFUK, in particular with our IT and Transformation teams, & with key experts within PF central operations to set & execute plans for the operational function that will enable successful transformation and optimisation in accordance with our POPs commitments. 

With a view to internal and wider budget execution, the role holder will also lead our procurement division, ensuring that we have a clear supplier strategy and can identify and deliver efficiencies in line with the business and central expectations.

Key Responsibilities

Skills & Attributes

Could this be you?

Making a positive impact is at the heart of everything we do. We’re looking for people who live by our values, who are positive, brave, and own it. Don’t let confidence hold you back. You don’t need to meet every requirement – if you have around 75% of the skills and the right attitude, we’d love to hear from you.

What’s in it for you

As a Top Employer UK, we offer a supportive, inclusive environment and a flexible benefits package that you can tailor to your lifestyle. Highlights include:

Apply now to join a team that makes a real impact.

Learn more about careers with us: https://www.bnpparibas-pf.co.uk/careers 

Your Application Journey 

We aim to complete the process within 3-4 weeks, depending on availability. If you’re not shortlisted, we’ll still let you know the outcome. Please note that this role may close early once we have enough suitable applicants, so apply soon.

Equal Opportunities

We’re committed to creating an inclusive workplace and ensuring equal opportunities for all, regardless of age, disability, gender, identity, race, religion, sexual orientation, or background

The role

As a member of the HR Hub working against a service level agreement, this role is responsible for delivering accurate HR administration across all HR disciplines, and excellent first line support service to the business. 

Responsibilities

• Provision of first line support service to the business on areas such as:
• All administration tasks associated with employee lifecycle – onboarding/off-boarding, Right to Work, pre-employment screening
• Processing all employee changes and instructing payroll accordingly
• Raising purchase orders for HR invoices
• Occasional note taking at disciplinary and grievance meetings, and any subsequent appeals
• Record and maintain accurate employee data and produce accurate and timely MI for the HR Business Partners and Business Line Heads as requested.
• Regularly cleanse and sense check data on HR systems.
• Support for HR projects, leading elements of them where appropriate.
• Assist with the review, design and implementation of HR administration processes
• Close liaison with the Payroll Supervisor
• Assistance with benefit queries, reward and recognition, work experience, long service
• Maintain critical event data 

Person specification

• Educated to A level or equivalent as a minimum (part or full CIPD qualification an advantage)

Qualifications/Key Skills

Experience

• Proficient in the use of Outlook, Word, Excel, PowerPoint, Visio and HR databases including PeopleSoft
• Exposure to working with HR related software and systems
• Previous administration experience (HR environment desirable)
• Previous experience of working to deadlines and performance targets
• Understanding of HR policies and procedures desirable
• Professional services industry and/or multi-site background an advantage

We are proud to offer award-winning benefits to support and reward our employees:

Job Title: Complaint Handler – Motor

Location: Solihull; a flexible hybrid working model which supports you as well as enabling you to work collaboratively with your colleagues

Hours: Full time, Permanent

______________________________________________

A bit about us:

At BNP Paribas Personal Finance, we are proud to be part of a global banking group. Our mission is simple: to provide straightforward consumer finance solutions that empower customers to make responsible financial decisions. We partner with some of the UK’s most well-known retailers and brands to help their customers finance purchases in a responsible way.

The Role:

The role of a Motor Complaint Handler is to handle motor finance complaints, including Satisfactory Quality and DCA cases, ensuring fair outcomes in line with FCA and consumer protection regulations.

Key Responsibilities:

• Deliver fair, empathetic, and compliant outcomes for motor finance complaints within FCA-regulated timeframes.
• Investigate cases thoroughly using DISP rules and Consumer Credit legislation, ensuring redress is provided when appropriate.
• Maintain competence through ongoing training, quality reviews, and continuous professional development.
• Collaborate with colleagues, contribute to process improvements, and raise issues that impact customer experience.
• Manage customer data accurately, communicate effectively, and take ownership of queries using expert knowledge and digital tools.

Skills & Attributes:

• Proven experience in Complaint Handling within Finance.
• Strong communication skills with the ability to type and talk in real time, alongside excellent written, empathetic, and results-focused communication.
• Proven experience in complaint handling, particularly within motor finance and Satisfactory Quality claims, with sound judgement and attention to detail.
• Solid understanding of FCA regulations, including DISP, DCA structures, Consumer Duty, and Conduct Risk, with awareness of regulatory expectations.
• Proficient in using complaints management systems and digital tools, with strong keyboard skills and ability to prioritise and manage workloads effectively.
• Able to work independently while contributing to team learning, with good rapport building, letter/report writing skills, and awareness of customer vulnerability.

What’s in it for you?

Joining BNP Paribas Personal Finance means becoming part of a Top Employer UK dedicated to making a difference to the lives of our customers. Along with a fulfilling career, you’ll be able to enjoy a benefits package which you can tailor to your lifestyle and needs, with key highlights including;

• Competitive salary and a contributory pension scheme
• Access to our Health Cash Plan Scheme
• A multi-award-winning flexible benefits platform offering life insurance, private medical insurance, or lifestyle benefits that include discounts on dining, cinema, and days out
• The opportunity to buy and sell holidays, giving you even more control over your work-life balance

Could this be you?

Making a positive impact is at the heart of everything we do. We’re looking for people who live by our values — we’re positive, we’re brave, and we own it.

You don’t need to meet every requirement. If you have around 75% of the skills and the right attitude, we’d love to hear from you.

Apply now to join a team that makes a real impact.

Learn more about careers with us: https://www.bnpparibas-pf.co.uk/careers

Your Application Journey

• Call with our Talent Acquisition team

• Competency-based interview (60 minutes) F2F

We aim to complete the process within 3–4 weeks, depending on availability. If you’re not shortlisted, we’ll still let you know the outcome. Please note that this role may close early once we have enough suitable applicants, so apply soon.

Equal Opportunities

We’re committed to creating an inclusive workplace and ensuring equal opportunities for all, regardless of age, disability, gender, identity, race, religion, sexual orientation, or background.

Company Purpose:

Our company purpose is to contribute to a responsible and sustainable economy by financing and advising clients according to the highest ethical standards.

Our employer promise is built around three pillars:

•    Being a great place to work

•    Committed to sustainability and having a positive impact

•    Being dedicated to the development of our people

Business Area

BNP Paribas is a leading bank in Europe with an international reach. The Group has key positions in its three main activities: Domestic Markets, International Financial Services (whose retail-banking networks and financial services are covered by Retail Banking & Services) and Corporate & Institutional Banking, which serves two client franchises: corporate clients and institutional investors.

BNP Paribas Corporate and Institutional Banking is a globally recognised leader offering capital markets, securities services, financing, treasury and advisory solutions. 

Within RISK Global Services, RISK Systems is in charge of providing the bank with a comprehensive capital markets risk system used to calculate market and counterparty risk capital figures using advanced method internal models validated by the regulator and to support the needs of users for risk analysis, risk reporting and the credit granting process. Inside RISK Systems, the IT Development department is in charge of delivering and supporting world-class software using agile methodology.

The Data platform tribe has the mission to provide data services and tools to the Market, Counterparty and Liquidity – known as MCL – Cluster and other clients through a highly available, performant, and scalable platform. The Tribe should enable the acquisition, preparation, storage, delivery, and security of the data.  

Every day our system ingests hundreds of thousands of feeds and populates a data warehouse with over 3 billion risk indicators that underpin the risk calculations and risk monitoring of the bank’s trading activities. The data warehouse is served by a scalable, distributed data loading platform with a “zero latency” ambition.

The tribe has 3 main change-the-bank squads looking after business changes, database and data framework changes, and operations tools for data controls and service management.

Squad 3 – Business Dev for Risks Integration – specifically focuses on integrating risk sensitivities delivered by front‑office risk engines (e.g., DVS, GPrime, and others) into the Data Platform, ensuring accuracy, quality and performance across the ingestion and transformation pipeline. he team operates in AGILE mode, following the SAFe methodology.

Job Purpose 

We are looking for an intern to support our risk data integration activities. The intern will work on the ingestion and transformation of risk sensitivities from various front‑office risk engines into the Data Platform’s data warehouse.

This internship is ideal for a student wishing to gain hands‑on experience with Python development, data engineering concepts, and financial risk datasets within a complex, high‑performance environment.

The role involves working closely with developers, analysts and product owners to understand functional requirements and deliver well‑structured, reliable code.

Key Responsibilities

The intern will be expected to contribute to the work of a Python analyst developer, including:

• Collaborate with the Squad to ingest and transform risk sensitivities from FO engines such as DVS and GPrime into the Data Integration pipeline.
• Design, build, and maintain efficient and reusable Python scripts supporting risk data ingestion.
• Assist in rapid prototyping to validate new integration concepts.
• Support the design and implementation of reliable and performant application components.
• Work with Risk Analysts and Product Owners to translate functional requirements into implementable logic.
• Help ensure high performance, quality and responsiveness of ingestion flows.
• Identify issues and assist in implementing solutions to improve stability and throughput.
• Contribute to the organisation, quality and automation of the integration codebase.
• Participate in Agile ceremonies and collaborative solution design.

Requirements

Minimum Qualification Requirements:

• Enrolled in a Master’s program in Computer Science, Data Engineering, Finance or related fields.
• Strong interest in risk data, financial markets, or large‑scale data processing.

Technical Skills Required:

• Good understanding of Python and its ecosystem.
• Knowledge of SQL and relational databases.
• Understanding of object‑oriented programming.
• Ability to write clean and readable code.
• Interest in data schemas, ETL flows and scalable applications.
• Unit‑testing or debugging experience is a plus.
• Knowledge/Skills/Experience Required:
• Strong analytical and problem‑solving mindset.
• Motivation to work in a collaborative and dynamic environment.
• Strong communication and interpersonal skills.
• Attention to detail and delivery‑oriented approach.
• Ability to learn quickly and adapt to evolving requirements.

Languages:    

• English
• French is a plus but not mandatory

Desired Skills:

• Understanding of risk sensitivities or financial products (optional but beneficial).
• Exposure to data validation or data management practices.
• Knowledge of Java is a plus but not required.

Conduct

•    Be a role model, supporting and fostering a culture of good conduct.

•    Demonstrate proactivity, transparency, and accountability for identifying and managing conduct risks.

•    Consider the implications of your actions on colleagues.

And of course, we expect all our colleagues to embody and practice the Group values (alignment with the Bank’s strategy, commitment, work ethic, integrity and Code of Conduct).

PLEASE NOTE

•    You may only apply to four Long Term Internships over the course of a year. These may be across any business area. 

•    Successful candidates for this long term internship will be considered for London ONLY.

•    Please discuss the available start dates with your interviewers.

Unsuccessful candidates’ CVs will be shared with other teams within BNP Paribas and considered for potentially suitable roles. In this way we hope to maximise opportunities for candidates and hiring teams. By submitting your CV for this role you agree to it being shared securely with other hiring teams within BNP Paribas for the relevant recruitment round.

Location: London

Duration: 12 months

A bit more about why you should join us

1. We’re a great place to work

We aim for optimal work/life balance (depending on role, this includes hybrid working, flexible working and agile)

We are proud of our award-winning flexible benefits and health & wellbeing strategy. Our flexible benefits include:

•    Generous holiday allowance of at least 26 days (plus bank holidays) – with option to buy and sell holidays.

•    Valuable financial plans – a 12% non-contributory pension which has been moved to sustainable investments*, life assurance*, income protection and personal accident insurance.

•    Extensive wellbeing and mental health offering – one of the most advanced private medical schemes in the UK, dental cover, wellbeing app, Cognitive Behavioural Therapy support, subsidised gym memberships, bespoke health assessments including genetic testing, Private GP (including digital GP services to parents of employees), Employee Assistance Programme, menopause & fertility support (we are an accredited Menopause Friendly Employer), neurodiversity assessment and support.

•    Key onsite services and facilities in London – include physiotherapy, nutrition, massage therapy, physiology, mental health first aiders, seasonal flu vaccinations and free onsite fitness centre.

•    Plus, emergency back-up care for dependants, green car leasing, season ticket loan, and a range of other benefits.

* Subject to relevant caps

2. As the eurozone’s largest bank, we are committed to having a positive impact in the world.  

For example, we are committed to Net Zero in all of our financing and investment portfolios by 2050. By 2030, 80% of our energy production financing will be low carbon.

But impact for us means more than climate. It means empowering our people every day. Everyone gets four volunteering days each year – in 2023, we achieved over 18,000 hours of volunteering across the UK and reaching over 4,500 young people.

3. We believe in our people

We support our people to develop skills to adapt to the ever-evolving world of work and to prepare for the jobs of today and tomorrow. We do this through a comprehensive training offering, talent programmes, mentoring, career days and inhouse career tools.

We are proud of the number of our people who progress and secure new roles internally. In fact, in 2023, nearly half of our positions in UK CIB were filled internally. 

Investing in our people also means we have a collaborative and inclusive culture:

•    Direct feedback from our people shows that our internal culture sets us apart from our industry peers.

•    Each year, nearly 30,000 employees globally are involved in professional networks that play an active role in promoting Diversity and Inclusion within the Group. These include our:

•    Pride Network, Ability Network (which supports disabled employees), MixCity (gender equality network), Women in Global Markets, Women in Global Banking, Women in IT, Diversity Equity & Inclusion in Technology, Early Careers Network, Multicultural Network and Parents & Carers Network.

Equal Opportunities 

BNP Paribas is committed to providing a work environment that fosters diversity, inclusion, and equal employment opportunity without regard to age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity, race, religion or belief, sex or sexual orientation, or any other legally protected status.

Adjustments

We don’t want anyone to be disadvantaged in our recruitment processes, so if you have a disability or health condition which may mean that you’d benefit from some adjustments or additional support, please let us know as early in the process as possible.

#LI-Onsite